I want to go back to a pretty important concept regarding the savings vehicles I have covered. I mentioned that you can choose accounts that allow you to contribute pre-tax…
Now that you know about the bigger defined contribution plans, I want to focus on three specific accounts for small businesses with employees: the SEP IRA, SIMPLE IRA, and SIMPLE…
Yesterday, I covered the difference between a defined benefit plan and a defined contribution plan. Today, I explore the basics of the most common types of defined contribution plans. As…
Happy Monday! I can feel the full force of the holiday season. I see lots of decorations, people out partying, and the stores packed with shoppers looking for gifts. In…
My recent engagement inspired me to write about marriage this week. It’s an exciting time for me and the GLBT community in general. The progress made this year has been…
The other day, Ben asked me to write about prenups. This request made me smile because after twelve years, I think I’m finally rubbing off on him. I say that…
“So when is the wedding?” I was posed that question even before I released the stress of planning the proposal. I’ve actually had wedding discussions with many straight friends, and…
We have seen amazing progress in marriage equality recently, as Ben and I will soon experience. Despite that progress, same-sex couples still face many growing pains when it comes to…
Happy Monday! I hope you all had a wonderful Thanksgiving holiday. Mine was busy, fun, stressful, and exciting wrapped into one. I ate quite a bit, helped chop some firewood,…
Obviously giving to charities provides a benefit in and of itself. However, charities usually incentivize donations by highlighting the fact that your donation is tax deductible. And while it’s…
The holidays are by far my favorite time of the year. From Thanksgiving to New Year’s, I relish getting to take some vacation from work, spend time with my family,…
Earlier in the week, I talked about how you need to spend your time and money wisely since both are valuable. That idea stems from a fundamental economic concept:…