A Reference Guide for Homebuyers

Question of the Week

A Reference Guide for Homebuyers

The housing market has been super hot since we’ve been coming out of the pandemic. I have several clients starting or growing through the house buying process.


According to Bankrate, the average 30-year fixed mortgage is 3%, which seems unbelievable. But, of course, you can go even lower than that if you get an ARM or a 15-year fixed.

I put together a quick reference guide so homebuyers and homeowners can find all of the info they need in one place. Here is what you need to know:

Those are the fundamentals. I have plenty of more posts regarding home-owning, so make sure to check out those posts as well in the archive.


Quote of the Week

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” – Maya Angelou


Task of the Week

If you’re in a position to take advantage of these low-interest rates, start assessing where you are in the process with the links above and start gathering info that you may need for pre-approval. That will likely include:

  • Tax returns and income documents for 2019 and 2020
  • Checking and Savings account statements for the last 60 days
  • Pay stubs inclusive of the past 30 days
  • Profit and Loss for 2021 if you own a business
  • IRA and 401k/403b quarterly statements