What You Need to Know About Investing in a Taxable Account
Hey all! Sorry I’ve been away for a little bit. Ben and I were in Germany celebrating my brother’s wedding! I thought I would have been able to get a…
Category: Investing
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Reader Question: What do I do if I can’t benefit from a Traditional or Roth IRA?
I love getting reader questions. And I had a fantastic one over the weekend: “If one’s AGI is above the threshold for contribution to Roth IRA and for deduction of… -
When Paying a Higher Interest Rate on a Loan isn’t a Bad Thing
I’ve never been shy about on my love for spreadsheets. And during our hunt for our first home, Ben has started to jump on the Excel bandwagon. My latest spreadsheet… -
Are you a lumper or a splitter?
You’ve resolved to start saving for your retirement. You’ve decided to use low-cost, index funds as your core investing strategy. You’ve even chosen your perfect asset allocation. The only thing… -
An Easy Guide to Picking Your Perfect Asset Allocation
In conversations with my coworkers during our transition to Vanguard, I was amazed at how dangerously out of whack their asset allocations were. Some older employees had way too much… -
The Single Most Powerful Investing Principle You Can Learn From My Coworkers
This past week has been a big one at my firm. We finished our transition to a low-cost 401k provider, Vanguard, and completed our enrollment process. The switch has invigorated… -
Retirement 101: Will I have enough?
So this question presents the ultimate dilemma: will you have enough to retire and live the type of lifestyle that you want? A lot of us will answer “no” to… -
Retirement 101: Roth Contributions vs. Regular Contributions
I want to go back to a pretty important concept regarding the savings vehicles I have covered. I mentioned that you can choose accounts that allow you to contribute pre-tax… -
Retirement 101: Small Business Defined Contribution Plans
Now that you know about the bigger defined contribution plans, I want to focus on three specific accounts for small businesses with employees: the SEP IRA, SIMPLE IRA, and SIMPLE… -
Retirement 101: The Most Common Defined Contribution Plans
Yesterday, I covered the difference between a defined benefit plan and a defined contribution plan. Today, I explore the basics of the most common types of defined contribution plans. As… -
Retirement 101: Defined Benefit vs. Defined Contribution Plans
Happy Monday! I can feel the full force of the holiday season. I see lots of decorations, people out partying, and the stores packed with shoppers looking for gifts. In… -
An Economics Fundamental: The Time Value of Money
Earlier in the week, I talked about how you need to spend your time and money wisely since both are valuable. That idea stems from a fundamental economic concept:… -
Five Foundational Elements of a Financial Plan
Now that I’ve finally discussed insurance planning, I have touched on all of the foundational elements of a comprehensive financial plan. And since I have scattered my choice of money…